Straus & Associates
Home   |   About Us    |   Mission   |   Corporate Office   |   Values    |   Privacy   |   Site Map   |   Contact Us

Product Information

Benefit Summaries

Applications

Provider Lists

Health Savings Accounts-
HSA Plans in Oregon

For an OMIP application

General Information

Shopping for Health Insurance

Knowledge of Individual Plans

A Word About Health Insurance Costs

Save Money on Prescriptions

Oregon Specific Information

What is Portability Coverage?

Purchasing Health Insurance for Children in Oregon

What about pregnancy and maternity coverage?

Useful Resources on Individual Health Insurance

Approval

Compare Plans > Individual and Family Plans

Individual Health Insurance
Plans and Coverage

Straus and Associates offers a tremendous selection of individual plans for you, your children or your family with quick online quotes and convenient timesaving plan comparisons.

Click Here to Check Prices and to Compare Plans  

Click Here to Have Us Help You Decide 

Click Here to See if You Qualify for Help Paying
Premiums if You Have a Low Income

Individual health insurance Oregon is also referred to as individual health care, personal health insurance, personal medical insurance, private health insurance, comprehensive health coverage, major medical insurance, and family insurance. Family insurance is simply an individual policy with more than one insured member of the family included in the application and coverage.

Individual policies can also be used for small business purposes in cases where the business is a sole-proprietor or the company does not otherwise meet Oregon's legal definition of a small business with two or more qualified employees. Individuals are still considered as covered for business expense purposes in their business.

Individual plans are available is several designs and deductibles allowing you to choose options to keep your plan affordable. While not low-cost, the number of choices allows you to select plans to keep your cost low as a trade-off for other benefits. Remember that premiums are driven by the cost of medical care in the geographic area in which you live. Generally if you purchase a policy that costs less in monthly premium, you will usually end up paying a greater share of the medical expenses when you are sick or hurt.

Learn more about health insurance, visit Health Insurance Source